IDAC stands for Independent Damages Assessment Centres. It was a network of independent accident reporting centres for motorists in Singapore to file their motor accident report in a centralised location. The concept was to get damage assessment carried out at IDAC to curb ever raising claims. This was then widely accepted by all insurance companies and also created much convenience to motorists in Singapore. As with all services,the assessment and accident reporting services provided by IDAC incurred fees to the insurance companies and somewhere along the line, some of the insurance companies felt that they are not willing to pay for the services and started to break away from the network of IDAC by creating their own reporting locations.